Hi I want share my experience about HDFC bank. Last one year back hdfc executive called to me and he says pre approved loan offer for you. Then I asked how much amount I have to take and he says your offer amount is 500000 and interest is only 10.99 percent. I am convinced with the 10.99 interest that is why I am taking loan with the amount of 350000 rupees. Finally the bank executive calculate the my interest with the 14.50 percent. I am shocked the interest is very high then I called bank executive the executive is not lifting my mobile phone. This is very fraud and the fake loans. That is why I am saying to all the don't take any loans.