HDFC Life Insurance is fraud service. I applied for the policy(Proposal No.:17582998) 3 months ago and submitted all the required document within 2 days. I also paid the premium on the same day. Initially they did not follow it up for many days. After my repeat emails/call to customer care, they proceeded with medical checkup. For one month, they registered me to wrong hospital. Every time I call them to modify, they ask 3-5 working days and again make same mistake.
After following for 1 month, I finished the checkup. I expected the process to complete soon. But then they start asking for more documents. They asked for same document again and again which I already sent.
To make the matters worse, they have two agencies which sent different information at the same time. I was really frustrated. I asked them to cancel the proposal and return money asap.
For returning money, I am still following up with them. They really wasted my time and money. Now they are not refunding in full and deducting some processing money.
BEWARE OF HDFC LIFE INSURANCE. THEY ARE FRAUD PEOPLE.