I have used thatcredit card past 3 year n I was comfort of thier serice they give me a credit serive is pretty good amout of starting .that enough used for starting thier no issue for helpline number.this credit card has many enough cash back to they costumer stratification.hdfc bank having much good serive for thier costumer.it’s very easy to activating the card and very easy to used somewhere that card is missing then contact branch of hdfc they eillrimegetily off your cardand noone used badly ur card.