I am use Hdfc titanium master card .It is very good credit card and its service is so good . HDFC credit card is the one of the best card to another cards . Its emi service and another sevice is good . HDFC bank is provide best service in credit card . Its my personally experience this card is great . But this is true if you can use right way so this is good but if you can use wrong way its dangous . So I can say to all viewers use card safly and use in right way . I am not only personal tell us this card good , many people says this card card is so good.