Home credit sonds nice but true thing is not nice they charg so high rates and u can say that they charg 2x for ur any loan thats why thats very bad service I use this first for phone purchajing after that I use for personal loan but now I realise that I doned big mistake now m in a bad sitution becouse of this but I cant say any thing to them becouse that time I need that but I know that I doned mistake .
Costumer service is so bad they call u more and more time every day 50 times thats not good not a good suppert so I sujest u to dont use this home credit becouse its very bad if u take 10 from them u have to pay 20 and thats not a great deal that why m giving u sujetion choose any other servise better than this and best of luck.