They are just irritating. Even if we pay the EMIs on time. They start to call 7 days before the due date to submit the EMIs. The worst finance service in the world. I will never recommend this service to anyone. An annoying service. If we get late to deposit any of EMI, the charges are very high. The customer care service is also poor. They out the call on hold and forget. Their is no customer satisfaction in this company. Hate it.