People you really need to know about Home Credit India. people it is really not good at all. I am sharing my own experience which was really not good. I have financed ten thousand rupees smart phone and made 12 EMIs but I had to pay fifteen thousand nine hundred ninety rupees total.
customer service is not good at all. whenever you call them they will give you incomplete information or they can not give sufficient replies. Home credit India will charge high interest. overall satisfaction is really not good. keep this in least option if you really need but I will suggest you to dont even think to go with Home credit India.
But if you pay your EMI on time, they will offer you personal loan.
staff attitude is not fair, they will loose their patience and will not reply you correct.