HSBC stands for Highly Su*king Bank ! They dont pick up my check for Credit Card Payment! They dont send statements. However they keep adding finance charges and late charges and thus increasing the amount due to them! Worst experience with any credit card ever. Please never go to HSBC for your credit card . This after I spent a lot and attempted to pay the entire amount.
Maybe banks dont want good paying customers because they make money only on late fees and finance charges. They have adopted the typical money-lender attitude of hindi film villains who happily give you loans and then ensure you do not pay so that their interest keeps increasing and finally ...you know the rest! Well, this time they picked the wrong person to play with! They dont deserve to be called an international bank. In the era of "Customer is right" these people and striving to carve a niche for themselves in the opposite direction.