Hi,
Friends I am again writing a review hope this time also I get the same response as I got for the my Last reviews .This review is for the HSBC bank .
HSBC stands for HONG KONG AND SHANGHAI BANK COORPORATION
I dont have any personal problem with this banking group but this is the worst bank I ever seen because for the following reasons:-
a) If you want to open account you require 25000 rs .
b) You cannot open bank account if you dont have any JUGAAD in the bank .
c) If you apply for a loan than forget about it because it is already decided that who is going to get a loan from the bank .
d) Only those person who has JUGAAD in the bank can get the loan.
before not applying for the loan there executives make you 20-25 calls per day and if you submit your documents than they want some more formalities this will carry on for 2-3 week.
After the total formalities tthey send there executives for FI and if the FI is clear tha they called you for
the interview and In interview they asks many questions you feel like that you are giving interview for
the job . After the interview they tell you they call you after 2-3 days and at that time you collect your check and after 4-5 days you dont get any call, than you make call to the bank and they tell you that sorry your loan application is rejected .
So it is my request to bank atleast maintain your position and learn something from the small shopkeepers how to make and maintain relations .
The girls who work in HSBC looks like they are not coming in the bank for accounting work but they only come to bank to talk with the guys and for modelling