Yes I fully agree with this review. I had very similar experience some 3 months back, their agent came to my office, tried to convince me for taking the card, when I told him that I was not interested he even went to the level of emotional blackmail saying I should show some pity as he has to complete the target given to him. Other conditions were same i.e. Gold card, life time free etc. etc. Lastly just to get rid of the headache I asked him to fill the form. After 1 and half moth I received a printed letter from HSBC saying that they were not in position to issue a card to me and my application was rejected. I felt so embarassed as if I was begger and asking for some alms to HSBC.
Most of the MNC banks are treating Indians in the similar manners. We are the fools to allow them to make money here.
Mukund KK