Please find attached the HSBC Settlement Letter Dated 25-Feb-2008. In this letter they have demanded Rs.90, 000/-. Here are the payment details: 05-Mar-2008 Rs.18, 000/- By HDFC Bank Cheque Number 198932 02-Apr-2008 Rs.12, 000/- By HDFC Bank Cheque Number 198933 02-May-2008 Rs.12, 000/- By HDFC Bank Cheque Number 198934 02-Jun-2008 Rs.12, 000/- By HDFC Bank Cheque Number 198935 02-Jul-2008 Rs.12, 000/- By HDFC Bank Cheque Number 198936 02-Aug-2008 Rs.12, 000/- By HDFC Bank Cheque Number 198937 02-Sep-2008 Rs.12, 000/- By HDFC Bank Cheque Number 198938.
Total Rs.90, 000/- ---------------------- In the above installment Cheque Number 198937 bounced because the cheque was stale. As soon as HSBC Bank informed me that the above cheque was returned unpaid, I immediately did a VISA Money transfer on 26-Aug-2008 and paid them Rs.12, 000/- online. Please see the online VISA Money transfer receipt attached.
All the cheques are cleared from my HDFC Bank Account. Now they are saying that they have received only the last installment of Rs.12, 000/-. And they are saying that the installment was null & void because I didn’t pay the money in one installment. In the letter it is nowhere mentioned that they want the money in one installment and their recovery agent proposed these installments and took the cheques.
Today I got a call from Some Police Inspector From Delhi & a Lawyer called as Raina From Pune (09716665011). It seem’s they have issued a warrant against me even without sending me any notice or summon.
Even after paying them full amount, they are troubling me.
I’ve sent several email to Mr.Sainath Shetty (HSBC Recovery Team) and to their Nodal Officers, but nobody replied. I just get one line email reply, that the settlement was null & void & I need to pay 90K again.
If anybody has gone through similar incident, please guide me.