I have been using this fone from 1 yr and 9 months now. Its a bit slow, but I wudnt say thats a problem because slow processing is a feature of all windows based systems.
Inbuilt apps are not so good. Wide range of apps available for windows mobile OS, makes this fone useful. No one will say anything bad abt this fone if they have used SPB softwares like Time, Finance, Profile, Dairy etc.
What HTC shud concentrate is their pathetic camera. Taking fotos from this fone is really painful. First of all the camera wont start because of the available RAM space, then if you kill some apps to run camera app, it will be real pain to watch the quality of fotos captured. Im saying so much abt the camera because I was using SE K750 I before. It was fun taking snaps in SE k750i. Just the 2MP camera produced such gr8 pictures.
Inbuilt Music app is not that gr8. For me pocket music serves the purpose. Still I wouldnt say this fone is value for money(for the cost I bought). Now available in 9K(I guess so), its a good buy. Yday I went to mobile store to see lot of new fones in market. They all looked good, but none of them made me feel like I have to change my mobile. I think I will change my handset only if any blackberry or iPhone handsets with good features are available for 12-14K. I feel these Samsung, LG or NOKIA touch screens are no match for my HTC.