Okay , to be Merry Frank I want to tell you guys that I have a account in icici and I will be telling you the truth. The reason why we should not prefer them is that initially they want us to open account with minimum 10000 and after that they tell us to keep minimum of 2000 in it else they deduct balance from it that is not quit obvious and on the top of that they provide very low interest over the FDs and all that but charge very high interest as compared to PNB , SBP , etcetera. So I would suggest that you should prefer some other banks instead of this but I would say that their customer service is ultimate. That’s it.