I have this card and its been many months since I am shopping with this card. It works everywhere thanks to mastercard service. The card quality is okayish to be honest.replaced it 2 times already but its okay as long as it works its good to go. Its great for EMIs like u can have many installments like 24 or 36 EMIs with ease. The EMI charge will stay at 13% interest no matter how many installments u choose to make.
While comparing to other banks this interest rate doesn’t fluctuate with the number of installments and makes it easy to calculate. The employees are very co-operative and the service is quick as I got my new card under a week. Will recommend this.