Icici is a one of the private sector bank of india . I have a saving account in this bank but my experience about this is not good . it need to maintain account rs 5000 balance every time, many time I have above 50000 in my account for four to six month I never credited any interest of such amount, some time due to some problem my account balance is below 5000 . then this bank deducted rs 400 in a month, when I deposit some amount to my account from another city they charge upto rs 200 for depositing money that is below 5000 through icici bank of other city, this is really bad experience . I can say that this is a bank not for everyone.