Have applied for ICICI/SBI credit card as was receiving numerous Tele-Calls promising me LIFE TIME INTREST FREE card ETC .
So became a prey & was told to answer verification calls [Promptly answered them all even though called me when I was Roaming.] till date have received only return mails from these two banks stating that too upon repeated mail inquiring the srarus of my application. So I decided never apply for one. And u wont believe when I received this return mail.
Dear Sir,
Your application for ICICI Bank Credit Card has not been approved. The reasons for this is confidential with the Bank and we will be unable to disclose the reason. You may apply once again after 6 months. We reassure you that we have a non-discriminatory credit policy. However our internal criteria for acceptability of an application are based on a various factors. Our inability to sanction a credit card to an applicant does not imply an adverse credit worthiness. As per the standard industry practice we do not specify the reason for our inability to accept a credit card application. We hope to be of service to you in the future.
Sincerely,