I am a student and in our university there is a branch of icici bank . I wish that it is helpfull for me to be an account holder in university so that I have not to move outside for any bank purpose. I visited bank on last friday but they told me to come on monday . I went on monday after waiting of one hour they again said to come tomorrow . they send me back three times continuosly and I think you should know students have no time to wait like this on college days but bank members do not understand . bank workers should behave normally and it has no fast service . do not provide cheque book fast as other banks. there are more charges of icici bank on emi bases.