Hi I am using this from past 1 year and its always been very easy to do any kind of transactionThey are good at providing best serives like home loans, education loans, mutual fund investments, health insuranc, etc.I mostly make use of net banking which is pretty good and serves my purpose most of the time.Due to icici ATM services I never faced any money problem from last 1year.I go to bank some deposit of money and no waste of time so many counter is there I like their work and I also recommanded you to open you account in ICICI.