In icici you can get very fine banking becuase their atms are everywhere
but there charges for keeping money are very high
with icici you have advantage of dealing into shares and mutul funds and taking loans and all these finecial advantages
you can can get but suppose if you open the account and keep below average 5000
in your saving account they are going to deduct 500 form your bank account and for every banking transaction they are deduting 50 rs and for atm they are deducting 25
rupees nowadays when every goverment sector bank is providing you with debit card I think these type of dedution is very high in the name of providing services to customers
suppose if u keep below 5000 and make 20 transaction in three months they will deduct 1500 rs from your account what a fees for keeping money in advanced banks!
their customer service is good