Not to mention their charges are too damn high. Their minimum deposit, account annual maintenance charge, and the transaction charges in businesses. Also their customer support system is broken down. Not even a single skilled customer manager. All of them are rigged to the core and wants our money now and then. If you go for issue of a free credit card, they’ll at last tell you that your transaction fee is needed and will rip you there. Overall, I a using their service for about a year and they’re very ignorant to their customer and are cynic. Please don’t open an account in icicibank.