B2 internet only banking recently introduced by icici is an experience that few would be able to resist in coming months.
Folks who use internet on a daily basis for transaction and other activitties will find b2 banking easy and convenient.
Not even US, EU & Japanese postal service bank :) ( the worlds biggest) have facilities and functions that b2 account has. To add with that, your balance above 5000 Rs automatically goes into fixed deposit that pays you regular fixed deposit interest rate.....yummmy...its like eating ice cream at a bank..while your money earns close to 9% interest rate and if you feel like eating more ice cream no problem..you can take money anytime you want and the balance will still earn the fixed deposit interest rate.
Plus, its a zero balance savings accounts, so if you wanna buy whole stack of ice creams..no problem...you can withdraw all your money without any minimum balance penalty.
It also has a virtual credit card which will be linked to the account and one can set the cap on spending limit to prevent fraud..you can do all the internet shopping, ticket booking with the virtual credit card and yet set the limit up and down according to your requirements.
Only downside B2 banking has is, it does not have withdrawal facility, but you can link your existing account to B2 account and withdraw money..there are no extra charges.
Plus there are countless other facilities that I don’t use like echeque, edamand draft etc
and also, it has all the other facilities that normal internet savings account in ICICI has like mobile banking, loan@click, mobile recharge etc.
So, if your day today life revolves around the internet which requires easy access to funds..B2 banking is the best option.
Good Luck