A private bank that has extended working hours for all basic services - ICICI Bank
Its really a very useful and supporting features that is offered by this private bank that work for extended hours for basic services such as:
cash withdrawal
inter bank fund transfer
cash deposits and others
Most of the banks in the market operate at the stipulated time of 9 to 12 where as this bank works beyond that time, and that to not some specific branches but the entire branches.
Representatives are well educated, detailed and welcoming
I use the savings account facility from this bank and am indeed very satisfied by the service received and the convenience of time.
Mostly all the services such as RTGS/NEFT, Inter bank fund transfer, Intra Bank fund Transfer, FD Request, Credit Card Payments are available online.
They have vide network of branches nationwide.
Credit cards,
Current accounts,
Savings accounts
Fixed deposits in various forms such as tax savings, normal FDR, My wish accounts etc.
personal loans
home loans,
business loans etc.
Being a private bank the charges and penalties are way high as compared to other nationalized banks/ government banks, but good things come with a price tag as they say.
Minimum balance to be maintained in a savings account shall be relooked as due to this several consumers fall back to consider this bank as their core banking.
Have not considered/used any other service besides savings accounts, FDRs features and credit card facility so cannot comment on these services but altogether a nice bank with easy of operation and customer dedicated.