Abt 2 yrs back applied for an icici credit card and as I signed up for the same I was informed that there will be no annual membership fee if you spend a decent amont on ur card plus you will get movie tickets free and flight tickets at an concessional prce.as I travel a lot most of the charges on my card are for fuel and food.I was able to use my card for approx 40-50 k per month still I got assesed with an annual fee.i called customer service they denied to waive ot off and when I asked to talk to next level they denied takng the call and stated that we cannot do anything.If I am promised aomething its my righr to ask abt it