Hello Friends, I have been using icici credit card for last 3 years and I am a very happy customer of icici. It has good benefits. Bank will keep sending emails about the recent offers and will keep the customer updated. Also there will be EMI conversion offer always available plus there will be loan facility available which gets credited to my account instantly. The most greatest thing ehich I liked about ICICI card is that the points which gets accrued are most of the time not so beneficial. Usually we end up buying small things which are not so useful. I only found this great thing in ICICI that I xan use my points to fill up Petrol but it is only on HP petrol bunks. I really liked this and now my points doesnt gets wasted. Thanks ICICI