Dear M.S. Members,
I have read all the reviews on icici credit cards and after reading all of them I thought I will also share my experience with you people , I hold a icici - hpcl gold card since 1 and a half yr , I make purchases, buy fuel, I have literally bought eveything by this card say microwaves, handycam, electric chimney all at 0 % interest for 9 mths from the vendors who has tie up with icici bank, it is very useful, convenient, customer care is very good, website is excellent , just there rewards points are very less, I have an add on card for my wife also and she uses it liberally , I get credit period of 52 days, 2.5 % fuel cash back , what more can you expect from a card.in my opinion it is the best card
after reading the negative reviews I found out that the card members were first responsible for the mess thay landed in , say late payments, cash withdrawal, not checking up the statements , due dates on time and then landing in soup and blaming the card, see it is for our benefit , it is a boon if used properly otherwise you will burn you hand if misused.
thanks for reading my review.
regards
dr saurabh