I got ICICI credit card in June 2004.
Earlier it was given me as one year free credit card.
I submited required docs and received the card with credit limit of 25000.
I have used it many times now.
Its a handy tool to pay the electircity bill, telephone bill etc online.
Have never found any problem with their customer service.
I requested to make it lifetime free from one year free just before 2 months of completion of the year and the card got converted to lifetime free now.
one can also enjoy their offers like 5% cash back and many more.
I am a kind of person who doesn’t allow bank to take any interest.
So I pay bill regularly and use the card as replacement of notes.
i don’t like to carry the cash all the time and in such condition this CC can be very useful.
Moreover I m having my salary account in ICICI only so I can pay the credit card bill easily.
Overall I have good time with this card.