If anyone is planning to buy ICICI Lombard health insurance then rethink twice. Its worst company cheater, they will increase your premium 100% or 200% or 300% even without a single claim. In they increases the premium by 300% and they will not allow to change the plan, even same plan they will be selling to new customer with the same age group in cheaper price. There quality assurance team is totally cheater, they will give you false hope like we will change your plan with similar coverage and later they will refused. These all increment I am talking about claim, now think about by any chance you got the claim then they mostly not properly+ next year you may get even 500% increment on your policy. Better to go with any other insurance but never go with ICICI Lombard.