I was buy two years back for my family and I am fully satisfied with what ever they giving best customer care support and also about claim about insurance premium also very reasonable I buy complete health insurance plan for family its covers a insure of me and my wife and my 2 children if you any one wants to take this icici Lombard health insurance my suggestion is kindly please call a customer care toll free number the customer care support team will suggest you the best policy for your family