I purchased Save n Protect, Life guard, Life time and made my sister too purchase 02 policies with heavy premium, way back in 2000, as I was one of the agent’s hired. During the training they told us to cover all your family first, then relatives and the your own friend circle.
Look at their strategy, they carried out hiring in masses, now the agents are not employees & do not get salary, are entitled for commissions. So, they exploited individuals and their complete RESOURCE near & dears. Only to understand they have been cheated after 04 yrs, when you realize what you are paying is much more than what you’ll actually gain after 20 yrs of long investment.
So, finally you are stuck & end up nowhere just WASTING ur HARD EARNED MONEY & spoil relationships unknowingly. So u r victimized. SUCH R THE POLICIES OF MULTINATIONAL GIANTS. So beware, DO NOT GET TRAPPED.