Update on 10/27/2015:
Finally ICICI Prudential sent me cheque for 35, 000!
I invested 3 lakhs and return after 6 years is 35, 000!.
Please never get cheated by ICICI Prudential agents. Let’s start a facebook page to pass this message to the whole world.
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Based on my experience I am saying, please never buy any ICICI prudential policy. The agents tell so many stories and convince you to buy their policies, they even lick your foot, because they are getting huge portion of the money you are investing in funds.
I invested 3Lakh 3 years back. I was told that I will see a minimum 15 to 20% growth within 6 months as there is no admin fee or other charges. When I checked the fund value after 6 months, it was down to 2.46Lakh. I contacted my agent and she started saying stories like market is down, it will come up soon, please wait for another 6 months. Like that I waited 3 years and I see the fund value is 1.90Lack now! Now the agents are not answering my phone and responding to my emails and I am fighting with ICICI Prudential customer support to get my money back.
So please Pass on this message to everyone before they get trapped in ICICI Prudential policies.