ICICI Prudential Life insurance is very worst life insurance. It is worst than Life Insurance Corporation of India too.It’s plans are not good. I have purchased a policy named Wealth Builder. It’s return is very low. Five years of locking period. After the due date of payment too this policy keep on asking for money. They will call you n numbers of time to bother you. If you tell you don’t want the policy still they will keep on calling you.