When all think about to save money on monthly basis but due to monthy expenses or some over expending we are not able to save money on monthly basis. But I have learnt the mantra of saving money from one of my friend working with ICICI PRU that mantra was SIP in Mutual Funds. I have started Mutual fund SIP in one of ICICI Mutual fund named ICICI PRU DISCOVERY FUND in 2009 with the NAV of Rs. 30. And as of now I have continue my SIP in this mutual fund without redeem any unit and due to fantastic performance of this mutual fund my wealth is multiple of 4 and I have save good amount with this valuable investment. I suggest if any one want to investment in mutual fund this is one of the good fund in Diversified category fund. Risk is very minimual than direct stock market.