I started my investment with this icici pru elite life 2 plan, where i paid annual 2 lakh premeum. I chose the aggresive plan with 100% equity exposure. It was sept 2015 with nifty at 7800, today oct 29 2018 it is 10250 i.e 30% high. And today after paying 4 instalments I am having overall loss of 5%. Can u imagine to have such a blunder from any registered company. Now when i call the representative who sold me this policy, he is least bothered to answer my queries. Just stay away from these ULIP plans they are the worst and icici tops them all.