Sir, I had account from last 3 years in IDBI bank. The purpose is loan for my education. Bank is so nice that they approved my loan on time but due to some facts are not cleared on time I faced problem after it. So please I request you to before taking any loan please take a time and discuss all facts you wanted to know about loan with bank personal. Because if bank is approving loan for you in less time period it means you have to be very carefully seen the documents and payments going to pay in future. Sometimes bank does not clarify things for your understanding.
Otherwise the services like Account opening, net banking, mobile banking, cash deposition are easy in IDBI bank.