This is to inform all netizens that it would be thier biggest mistake to apply for a home loan from IDBI Bank!!!
I recently applied for home loan for 90% of property cost.
Here is what I underwent:
The Direct Sales Team guy named as Santosh Chandra, in Hyd, India, promised to me that IDBI is willing to give me even 100% loan given my profile.
Also the loan should be disbursed within 4 days (7 days max).
It is 16th day, I have not been given anything!!!
In the evening, when I have already crossed the due date to pay th instalment to my builder, these IDBI bankk folks are smilingly telling me that they can only sanction 85% loan.
Apart from that, to my shock and fear, I saw that they have signed onbehalf of my wife (cop-applicant) at various places, where they never asked my wife to sign!!
This is really pathetic to see that these private bansk doing this mocking at our judicial system.
God knows if will ever get my loan disbursed!
Please share your views at: navabhi@hotmail.com