I am the account holder of idbi since a year,
Its customer service is not bad
I have got a VISA card with my account and it has a good security measures
I use this card for online trasactions and the transaction process is too secure
There are no service charges for this card
There is do deduction of balace since I have opened my account for their card service or any other.
Best card I have used till now
It can b used any where and you will be informed immediately after your trasaction in no gap of minutes. Best one