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Due to some financial emergency, I had to apply for a personal loan immediately last month. So, I did a quick research and checked out the features and benefits of several banks. Read up several bank reviews like SBI, ICICI and IDFC FIRST bank personal loan reviews. IDFC FIRST Bank reviews stood out to me. IDFC loan reviews were good and I found out that their entire process is paperless - which was superb because it’s easier and more convenient that way. So, after asking around a little, I got in touch with the bank and applied for my personal loan here and even got a really quick approval.