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Never take a loan from IDFC i did a mistake by taking a two wheeler loan my 1 cheque was bounced and they have deposited the cheque 15 times and got it bounced for which I had to pay 8k as penalty to my bank and that to without and sms or email purely looters and they are asking me to pay extra 7k for 2500 i have ended up paying 16000 pathetic service