NEVER BUY ANY POLICY FROM THIS COMPANY. UNTIL YOU PAY YOUR FIRST PREMIUM, THEY KEEP CALLING YOU, BUT ONCE THE PREMIUM IS PAID (CHEQUE IS IMMEDIATELY ENCASHED ),
YOU NEED TO KEEP FOLLOWING UP ABOUT ITS ISSUE. THEY DON’T REPLY TO EMAILS AND DONT RESPOND TO CALLS. IF IT IS SO DIFFICULT TO GET A POLICY ISSUED, ONE CAN ONLY IMAGINE HOW DIFFICULT IT IS TO GET A CLAIM PAID. THEIR REJECTION OF CLAIMS RATIO IS MUCH HIGHER THAN THE INDUSTRY AVERAGE.
AVOID THIS COMPANY AND STICK TO ESTABLISHED PLAYERS, THE SMALL AMOUNT SAVED ON PREMIUM IS TOO INSIGNIFICANT WHEN IT COMES TO INSURING YOUR LIFE.