I have been using Indian overseas bank for the past 1 year. Being a government bank, they have opening this bank only 2 years back near my place. I enquired the details and I opened saving bank account with a minimum balance of Rs.500.
They provided me with the passbook along with visa debit card. I choose this bank because it is nearby and more ever we have faith in government banks. there are many options available in bank including internet banking, house loans, agriculture loans etc. I am very happy with service till now as there are only 6 employees till now and not much populated in my area. So I can deposit the money with 5 to 10 minutes.