I have AMEX CARD with the bank I would say do not go for it.
I like the bank but not Amex, go for VISA for below reasons
ATM cannot be setup online
online purchases are so difficult
Pay one time fees of 5999
Customer service team is way too late in email responses
Customer service team over teh phone is rude
go for visa iconic services online is self accessible, good benefits and you can avoid customer srvice team:-)