ITZ Cash Cards:
I have been using ITZ cash cards for over 3 years now.
*The major benefits:*
*1. **Easy and Safe to use.
*2. **Available at many locations esp. in Mumbai/Metro Cities
*3.** IRCTC ticket booking is cool with ITZ. Even cancellation or erroneous transactions get a refund in 48 hours
*4. **Multiple Denominations
*The Major Cons / Drawbacks:*
*1. **They have stopped balance transfer between cards. So if you have just 50-60 or 100 rs left in a card and do not have any such bills or utility to pay for, this money goes free charity to ITZ CASH. Which is very unethical.
*2. **Dealers charge a Home Delivery charge of Rs. 20/- This is not charged by other cash cards
*3. **Dealers always deny that they have a ITZ cash card of INR 500 or 1000 in stock. They keep pushing higher denomination/value to purchase. The expiry date is just 6 months so it has now become very cumbersome to go for this card.
*4. **Dealers often give old cards, so that once u open them their validity is lesser - as per mfg. date
*5. **Customer service is pathetic - they never respond to Emails or SMS help
I have now stopped using ITZ cash for the reason that every time some min. balance left in a card of rs.25 to 75 goes waste.
I do not recommend to use this card except in case of round figure payments of 2000 or more.