I am the user of jk bank kandoli Nagrota . Bank is one of the most useless banks. The way the workplace changes every day. There are many long lines in the bank but bank officials do not take attention to this. Whenever I went to work in JK Bank, I have had some work after fighting the officer. There is no service on the name of the service which gives no benefit to the people of Jammu. There is no transparency in the name of the job. Overall, there is a very bad bank