I use jio money but it have s limited option. Like paytm they provide cashback on everything. But there in jio they have limited option. They have only cashback on jio mobile recharge. But paytm provide this on all mobile operators. Jio have not any product shopping option and cashback on that product. It provide discounts and offer of other brand which is useless. As per the other options available in market. Jio money have to be updated as there conpetitors like paytm. As per my opinion paytm is the best option on this which provide cashbacks and shopping product. Which jio doesnt have.