Ever since I settled in karnataka, for the past 25 years, I have been having my account in karnataka bank. I am very happy with their personalinzed services, and the extra attention given to its customers. The staff, and managers are very friendly and helpful, and ahve a personal equation with you, and go out of the way to solve your problems. loans are sanctioned in 2 days, with no hassel, and evwn accounts are opened and operational in a day. One thing I really like is their system of payment of intetest for fd bond s. The give the interest exactly on the same day of the quarter, so that it becomes easy to follow up your interest credit even if you have 50 deposits. All banks should follow this system, it simplifies life for customers.