Personally I use this app. The app loads very slowly. and frequently shows systems is not able to process. Solve this issue and make it fasser so I can gice it good ratings. But you can open your account in few minutes without paperworks. The worst thing is in this app is you can take screenshot of this app but the other banking app don’t allow to take a screen shot. The layout is good. The concept is good and clear. Now talk about it’s custom services it is very bad. They don’t give you proper details of your account or statement of your account