Hi friends I am using kotak 811 app since last 6 months and I experienced this is a good app but there is a problem in OTP . the otp is not so quick it takes time to send you the Otp.
there is one more thing i.e. the virtual debit card it is good in use and u can also take the physical debit card by paying some charges.
fingerprint accessible so
its not a bad idea to open an account through KOTAK 811 .
U can use it easily.????