This kotak mobile banking app is really very good. It helped me to open a bank account within just 10 minutes. I just need an aadhar card and my pan card number. I get a very good experience with this app also I completed my kyc from home. This app provides very good features like imps, mobile recharge and also there are lots of features available. I like this app because it is Rich in features. I have a very good experience with this app. So you don’t want to run across banks to open a bank account you should go for this app.