I have 2 Insurance policies with Kotak Life. After paying an annual premium of Rs 10, 000 for 3 years the fund value now is Rs 17, 000 only. The Agent who had sold the policy is no longer traceable. For depositing the premiums, I have to go the Kotak office personally as there is no one to collect the cheques.
The overall service experience has been pathetic and I would advise others to stay away from Kotak Life.