Kotak Mahindra bank is not a bank, rather it is your best friend yes I am experience this best friend daily in my life very customer friendly bank you will get full support when you check in to bank and if you are unable to walk into bank due to your busy schedule then also they provide extremely useful app of there bank where you can perform each and every feature which you never did before online I must say this mobile friendly bank your account details your r.d, f.d, credit card detail, upi application almost everything you wil get in mobile banking its not a bank its your best friend